Take-Home Pay Calculator
Estimate your take-home pay after federal tax, Social Security and Medicare, using the 2026 brackets. Free, no signup.
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Frequently Asked Questions
- Which taxes are included?
- Federal income tax using the 2026 brackets, Social Security at 6.2% up to the wage base, Medicare at 1.45%, and any state rate you enter.
- Why does my actual paycheck differ?
- This estimate ignores pre-tax deductions such as 401(k) contributions, health insurance premiums and local city taxes, all of which lower taxable income.
- What is the Social Security wage base?
- It is the annual earnings cap above which Social Security tax stops. Earnings beyond it are only subject to Medicare tax.